Workers Compensation Insurance
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
Protect your employees and your business with GNP Brokerage
Workers Compensation Insurance Covers medical care and compensation for lost income to employees. This insurance covers workers injured on the workplace premises or elsewhere and auto accidents that occur during work. It also covers work-related illnesses.
Workers compensation provides payments to injured workers without regard to who was at fault in the accident. It also provides death benefits to surviving spouses and dependents.
Workers Compensation Services
Our service team will review and decipher your workers compensation codes. We can correct class code errors, saving you thousands of dollars in premium costs.
GNP Insurance Brokerage offers exclusive programs designed for the larger employer. Let our compensation specialist work with you to build the solutions tailored for your company.
New York is one of a handful of states that require employers to provide disability benefits coverage to employees for an off-the-job injury or illness.
What are the types of disability insurance?
There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD):
- Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years.
- Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.